Refinance Your Home

Why pay more than you have to? Don’t wait!

imageChanging the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.

Use our easy Quick Quote on the right, to help you see if refinancing can save you money.

You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants.

Our refinance calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. This calculator will calculate the monthly payment, net interest savings, and the time it will break even on the closing costs.

What documents will I need to get started?

 

  • Valid Photo ID (Driver’s Licence would be preferred)
  • Tax Returns: 2014; 2013 (All pages)
  • W2’s: 2014; 2013
  • Last two pay statements (four if paid weekly)
  • Last two bank statements (to show proof of deposit and other settlements funds – all pages front and back.)